Photo by Jay Montgomery
If you come from a country where there’s no concept of health insurance: Well, get used to having one from now on! Its mandatory in Germany.
There’s not a lot of paperwork you have to go through contrary to horror stories you might have heard about German Bureaucracy.
Just one TK form you’ll have to fill out (hopefully in English)- After two weeks or so you get a pretty letter from TK health insurance and a plastic card with your personal details on this. The insurance covers surgical expenses and consultation fee but no medication bills: You’ll have to pay for any medication you purchase. However, if you need to have an expensive, emergency procedure TK will save you from bankruptcy. There’s an initial 10 Euro doctor fee you have to pay directly to the doctor each quarter of the year if you visit the doc though: so don’t park yourself at the doctor’s office with no money in your pocket. Doesn’t help. The downside is that you’ll have to pay around 53 Euros per month to have their health coverage. However, their service is pretty good and they visit campus thrice a month, if I’m not wrong. In case you have any questions or complaints you can speak to the TK representative face to face which I think is a major advantage. Go TK!- and don’t ask me what the heck it stands for.. I can’t spell it for the life of me.. (Teckniker Krankenkasse?) [Yes Rakshan, it does. Noah]
